Nyemaster Goode

HAVE BENEFIT QUESTIONS?

Contact your TRUEAdvocate Team

Phone: (888) 655 - 9980

Hours: Mon - Fri - 7:30 am to 5:00 pm CT

This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.

WELCOME

WE'RE SO GLAD YOU'RE HERE!

WHAT YOU NEED TO KNOW

Enrollment in benefits can be one of the most important decisions you will make this year.

Take time to review your benefits information.

Attend benefit enrollment meetings.

Ask questions if there’s anything you do not understand.

Most benefits are effective the [first day of the month] following the date of hire.

The enrollment deadline is the [last day of the month before your effective date] (unless noted).

Enrollment requests must be received by Human Resources within [30] calendar days following the date of the event.

Changes to your benefits enrollment can only be made:

at the time of hire
during the annual enrollment period ([January] 1 effective date)
and due to a qualifying event

Qualifying Life Events (QLE) include:

Marriage
Divorce / Legal Separation
Birth of a child
Adoption of a child
Loss of other employer-sponsored coverage
New election of other employer-sponsored coverage

Benefit summaries, brochures, forms, and applicable applications can be viewed in Plan Documents:

EDUCATE
Review your benefit options.
EVALUATE
Review available benefit options for the year.
Use carrier resources and tools to make decisions.
ENROLL
Enroll Online: Ultipro.com
Enroll by Phone: 888-655-9980
Review your benefit options.

Summary Plan Descriptions (SPD) for plans can be found in:

PLAN DOCUMENTS

ENROLL IN YOUR BENEFITS

You have 30 DAYS from your date of hire to enroll in your new benefits.

EDUCATE YOURSELF

Explore this portal and learn more about your benefits to ensure you and your family have the right protection for the next year.

MAKE DECISIONS

Make your benefit decisions and ensure you have what you need to enroll...

Do you have your Dependents' birthdays and Social Security Numbers?

How about your Beneficiary(s)' address?

Having correct First and Last names on hand is also helpful.

ENROLL ONLINE

Login to your Ultipro account to complete your enrollment.

BENEFITS QUESTIONS?

OUR BENEFITS STAFF IS HERE TO HELP

We're proud to offer a wide array of benefit options. Let us help you make educated choices about your healthcare coverage so that you and your family can make the most of your benefits.

If you have any questions, please contact your TRUEAdvocate Team at:

(888) 655 - 9980

EMAIL THE TEAM WITH BENEFITS-RELATED QUESTIONS

A team member will respond within 24 hours.

Hours : Mon - Fri - 7:30 am to 5:00 pm CT

HAVE BENEFIT QUESTIONS?

Contact your TRUEAdvocate Team

Phone: (888) 655 - 9980

Hours: Mon - Fri - 7:30 am to 5:00 pm CT

This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.

MEDICAL

2025 MEDICAL BENEFITS

Neymaster Goode is committed to offering a variety of medical benefits that provide generous coverage for employees and their covered dependents. We offer medical plans, administered through Wellmark, to fit your budget and needs.

For full plan details, please review the plan documents.

MEDICAL PLAN DOCUMENTS

MEDICAL PLANS COMPARISON

Plan Compare Tool

IN-NETWORK BENEFITS	Traditional Plan PPO	Traditional Plan HMO	HDHP with HSA PPO Plan	HDHP with HSA HMO Plan
Deductible	$3,000 Single $6,000 Family	$3,000 Single $6,000 Family	$4,000 Single $8,000 Family	$4,000 Single $8,000 Family
Coinsurance	You pay 20% (after deductible) Plan pays 80%	You pay 20% (after deductible) Plan pays 80%	You pay 0% (after deductible) Plan pays 100%	You pay 0% (after deductible) Plan pays 100%
Out of Pocket Maximum	$6,000 Single $12,000 Family	$6,000 Single $12,000 Family	$4,000 Single $8,000 Family	$4,000 Single $8,000 Family
Office Visit Copay	$25 PCP $50 Specialist $25 Doctor on Demand $25 Urgent Care	$25 PCP $50 Specialist $25 Doctor on Demand $25 Urgent Care	Deductible then 0% coinsurance Doctor on Demand offers reduced fees for various services.	Deductible then 0% coinsurance Doctor on Demand offers reduced fees for various services.
Preventive Office Copay	Covered at 100%	Covered at 100%	Covered at 100%	Covered at 100%
Emergency Room Copay	You pay $300 copay followed by 20% coinsurance	You pay $300 copay followed by 20% coinsurance	0% coinsurance	0% coinsurance
Prescription Drug Deductible Cost Per Tier	Tier 1: $10 Tier 2: 25% coinsurance up to $100 Tier 3: 35% coinsurance up to $100 Specialty drugs: Same as cost-share above depending on drug category.	Tier 1: $10 Tier 2: 25% coinsurance up to $100 Tier 3: 35% coinsurance up to $100 Specialty drugs: Same as cost-share above depending on drug category.	Tier 1: 0% coinsurance Tier 2: 0% coinsurance Tier 3: 0% coinsurance Specialty drugs: 0% coinsurance	Tier 1: 0% coinsurance Tier 2: 0% coinsurance Tier 3: 0% coinsurance Specialty drugs: 0% coinsurance

WELLNESS RATE (Monthly Contributions)	Traditional Plan PPO	Traditional Plan HMO	HDHP with HSA PPO Plan	HDHP with HSA HMO Plan
Employee	$75	$50	$75	$50
Employee + Spouse	$280	$195	$255	$190
Employee + Child(ren)	$275	$190	$250	$185
Employee + Family	$360	$263	$340	$254

NON - WELLNESS RATE (Monthly Contributions)	Traditional Plan PPO	Traditional Plan HMO	HDHP with HSA PPO Plan	HDHP with HSA HMO Plan
Employee	$125	$100	$125	$100
Employee + Spouse	$330	$245	$305	$240
Employee + Child(ren)	$325	$240	$300	$235
Employee + Family	$410	$313	$390	$304

HAVE BENEFIT QUESTIONS?

Contact your TRUEAdvocate Team

DOCTOR ON DEMAND DOCUMENTS

Phone: (888) 655 - 9980

Hours: Mon - Fri - 7:30 am to 5:00 pm CT

This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.

DOCTOR ON
DEMAND

Doctor on Demand

SEE A DOCTOR IN MINUTES

Getting sick is bad enough without having to get out of bed to see a doctor. With Doctor on Demand, you and your family members can connect face-to-face with a board-certified doctor 24 hours a day, 7 days a week, 365 days a year.

Get Treatment For:

• Cold and flu • Bronchitis and sinus infections • Urinary tract infections • Sore throats • Allergies • Fever • Headache • Pink eye • Skin condition • Mental health issues (including anxiety, depression, relationship issues, grief, eating disorders, smoking cessation or alcohol dependence)

Questions? Call (800) 997-6196

For full plan details, please review the plan documents.

DOCTOR ON DEMAND BENEFITS
What is Doctor on Demand?	Doctor on Demand provides you with access via online video consult to U.S. board-certified doctors so you can resolve non-emergency medical issues without having to visit a doctor's office.
How Much Does a Consult Cost?	Traditional PPO & HMO plans: $25 copay HDHP PPO & HMO plans: Doctor on Demand offers reduced fees for various services.
Non-Emergency Medical Treatments	You can use it for non-emergency medical situations such as: - cold and flu symptoms - sore throat - UTIs - skin issues and rashes - diarrhea - vomiting - eye issues - sports injuries - travel illness - allergies
Short-Term Prescriptions	If needed, the doctor can prescribe you short-term prescriptions and have them sent to your pharmacy. Please see below for some common prescriptions. - Amoxicillin - Azithromycin - Bactrim DS - Augmentin - Cipro - Tessalon Perles - Flonase Nasal Spray - Pyridium - Prednisone - Diflucan
When are Doctors Available?	There are doctors on call 24 hours a day, 7 days a week
How Do I Use Doctor on Demand?	Setting Up an Account Through the Wellmark Website 1. Go to www.doctorondemand.com. 2. Click on "Join Now." 3. Enter your name, email, password, date of birth 4. Select "Create Account." 5. Select "My Account," "Update Profile," "Insurance" 6. Select "Yes" to add your health insurance. 7. Use your Wellmark ID card to enter the necessary health insurance information. 8. Hit "Submit". Setting Up an Account Through the Doctor on Demand Website 1. Go to http://www.doctorondemand.com. 2. Click on "Sign Up." 3. Enter information necessary to get started and then click on "Create Account."
Contact Information	If you have questions, please call 800-997-6196

CONTACT TODAY!
CALL	(800) 997-6196
LOGIN ONLINE	https://doctorondemand.com/

CONTACT TODAY!

CALL

(800) 997-6196

LOGIN

ONLINE

https://doctorondemand.com/

HAVE BENEFIT QUESTIONS?

Contact your TRUEAdvocate Team

Phone: (888) 655 - 9980

Hours: Mon - Fri - 7:30 am to 5:00 pm CT

This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.

DENTAL

& VISION

2025 DENTAL & VISION BENEFITS

As part of the comprehensive health insurance coverage, we offer Dental and Vision plans administered through Delta Dental and Delta Vision of IA. If you have an HSA or an FSA, you can use these funds to cover eligible costs like your deductible or copay.

For full plan details, please review the plan documents.

DENTAL PLAN DOCUMENTS

SERVICES	Low Voluntary Dental Plan	High Voluntary Dental Plan
Preventive Services	Covered at 100%	Covered at 100%
Deductible	$25 Individual/$75 Family	$25 Individual/$75 Family
Basic Services	You pay 10% (after deductible) Plan pays 90%	You pay 10% (after deductible) Plan pays 90%
Major Services	Not covered	You pay 50% (after deductible) Plan pays 50%
Annual Maximum	$1,000 per person per calendar year	$1,500 per person per calendar year
Orthodontic Available for dependent children to age 19.	Not covered	You pay 50% (after deductible) Plan pays 50% up to $1,500.

COVERAGE LEVEL (Monthly Contributions)	Low Voluntary Dental Plan	High Voluntary Dental Plan
Employee	$33.34	$45.86
Employee + 1	$64.72	$89.92
Family	$131.72	$184.64

For full plan details, please review the plan documents.

VISION PLAN DOCUMENTS

SERVICES	VISION BENEFIT
Eye Exam Every 12 months	$10 copay
Eyeglass Frames Every 24 months	$150 allowance and 20% off the amount over your allowance
Eyeglass Lenses Every 12 months	Single Lined - $10 Bifocal Lined - $10 Trifocal - $10 Lenticular - $10 Level 1-4 Progressive copays range from $95 to $120
Contact Lenses Every 12 months	$40 copay for contact lens standard fit and follow up exam. Medically necessary contact lens are covered in full. 15% off balance over $150 for contact lenses Please note: Contact lenses are in place of lenses and frame

COVERAGE LEVEL	MONTHLY RATE
Employee	$11.36
Employee + Spouse	$21.60
Employee + Child(ren)	$24.50
Employee + Family	$32.40

HAVE BENEFIT QUESTIONS?

Contact your TRUEAdvocate Team

Phone: (888) 655 - 9980

Hours: Mon - Fri - 7:30 am to 5:00 pm CT

This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.

HSA & FSA

2025 HSA & FSA BENEFITS

We offer Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA), administered through Voya. Eligibility in each plan will be based on enrollment. To learn more, watch "HSA vs. FSA."

Compare HSAs vs. FSAs

For full plan details, please review the plan documents.

HSA DOCUMENTS

HEALTH SAVINGS ACCOUNT (HSA)
Maximum contributions	Single: $4,300 Family: $8,550 Catch-up: $1,000 (those 55+)
Nyemaster Goode contributions	Single: $1,080 Family: $2,280
Contribution Deadline	Last day to contribute for the 2025 plan year is April 15, 2026.
Unused funds carry over?	Yes
Can I invest the money in my account?	Investment options vary by HSA trustee; typically, you can invest the money in your account once it reaches a certain minimum balance.
Does an HSA affect my taxes?	Yes; you are required to file Form 8889 to disclose your contributions. Speak with your HSA trustee for details or see www.irs.gov, search Publication 969.

ELIGIBLE EXPENSES Beyond Your Plan Coverage
More common examples	Medical Dental Vision Prescription
Less common examples	Special education Seeing eye dog Braille literature Hair loss pieces
Download the full list from the Internal Revenue Service	IRS - Publication 502

For full plan details, please review the plan documents.

FSA DOCUMENTS

FLEXIBLE SPENDING ACCOUNT (FSA)
Eligibility rules	If you are enrolled in a High Deductible Health Plan (HDHP), you can only enroll in a Limited Purpose Flexible Spending Account
Maximum contributions	Healthcare: $3,300 Limited: $3,300 Dependent Care: $5,000
Claim deadline	Use 2024 funds from January 1, 2024 through December 31, 2024. There is a grace period in which you can incur claims after the end of the plan year.
Pre-tax contributions?	Yes
Availability of funds	Healthcare and Limited: Available on day 1 Dependent Care: Funds must accumulate before using
Use it or lose it?	Yes, however, You have an additional period of 75 days after the end of the year in which to spend any money left in your account. After this grace period, you will lose any funds left in your account.
Can take it with you if you leave the company?	No

ELIGIBLE EXPENSES Beyond Your Plan Coverage
Common examples	Medical Dental Vision Prescription Dependent Care
Download information on Health Care and Limited FSAs from the Internal Revenue Service	IRS - Publication 502
Download information on Child and Dependent Care Expenses from the Internal Revenue Service	IRS - Publication 503

HAVE BENEFIT QUESTIONS?

Contact your TRUEAdvocate Team

ACCIDENT INSURANCE DOCUMENTS

Phone: (888) 655 - 9980

Hours: Mon - Fri - 7:30 am to 5:00 pm CT

This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.

LIFE & SUPPLEMENTAL

2025 LIFE & SUPPLEMENTAL BENEFITS

We offer life, disability, and additional coverage plans through Reliance Standard to help you plan for your family's financial security. Make sure your pets are covered with Pets Best.

Our retirement plan is through Principal, and retiree coverages are through Wellmark.

LIFE & AD&D

DISABILITY

SUPPLEMENTAL PLANS

RETIREMENT PLAN

PET INSURANCE

RETIREE PLANS

For full plan details, please review the plan documents.

LIFE INSURANCE DOCUMENTS

LIFE AND AD&D BENEFIT*
Life and Accidental Death & Dismemberment	1 times your annual salary rounded to the next higher $1,000 Maximum benefit: $110,000 without evidence of insurability
Age Reduction	Benefits are reduced to 65% at age 65 and to 50% at age 70.

EMPLOYEE-PAID LIFE AND AD&D	BENEFITS	GUARANTEE ISSUE**	AGE REDUCTION
Employee	Increments of $10,000 up to $500,000	$100,000	Benefits are reduced to 65% at age 65 and to 50% at age 70
Spouse	Increments of $5,000 up to $100,000	$30,000	Benefit reduces to 65% at age 65 and to 50% at age 70
Children	Child age 0-6 months: $1,000 Child age 6 months to 26 years may choose benefit amounts of: $5,000; $10,000; $15,000; $20,000; $25,000	$25,000	Age reductions do not apply for this coverage.

*100% of the cost of this benefit is covered by Nyemaster Goode.
**Guaranteed Issue is the amount you can elect before you are required to complete a health questionnaire, otherwise known as Evidence of Insurability (EOI). To complete your EOI form click here.

For full plan details, please review the plan documents.

DISABILITY DOCUMENTS

BENEFITS	LONG-TERM DISABILTY
Coverage amount	60% of your monthly earnings, up to $15,000 per month
Maximum payment period	Social Security Normal Retirement Age (SSNRA)
Elimination Period	Benefit begins after 180 days of absences due to an accident or sickness.
Who pays for coverage?	Nyemaster Goode pays 100% of the premium. However, the total premium is added to your W-2 as taxable income thus allowing the disability benefit to be tax-free.

For full plan details, please review the plan documents.

ACCIDENT INSURANCE BENEFIT
What is it?	When you have a covered accident, you can receive cash benefits to use however you see fit.
What is covered?	Coverage typically includes ambulance services, emergency room visits, intensive care unit confinement, etc.
Covered Conditions	Injuries Fractures, Dislocations, Second and Third Degree Burns, Concussions Medical Services & Treatment Ambulance, Emergency Care, Non-Emergency Care, Physician Follow Up, Therapy, Inpatient Surgery Hospital Coverage - Accident Admission, Confinement, Inpatient Rehab Hospital Coverage - Sickness Admission, Confinement Accidental Death, Dismemberment, Loss & Paralysis Lodging Health Screening Benefit

For full plan details, please review the plan documents.

CRITICAL ILLNESS DOCUMENTS

CRITICAL ILLNESS BENEFIT
What is it?	This typically pays a lump-sum benefit directly to you at the time a covered illness (such as a stroke, heart attack or cancer) occurs or is diagnosed.
What is covered?	You can use the money for everyday expenses like mortgage payments, utility bills or childcare.
Benefit	Employee initial benefit amount of $5,000 to a maximum of $20,000 in $5,000 increments. Spouse 100% of the employee's initial benefit Dependent Child(ren) 50% of employee's initial benefit
Initial Benefit Covered Conditions	Initial Benefit 100% -Full Benefit Cancer -Heart Attack -Stroke -Coronary Artery Bypass Graft -Kidney Failure -Alzheimer's Disease -Major Organ Transplant Benefit Initial Benefit 25% -Partial Benefit Cancer -See Listed Conditions
Recurrence Benefit	Recurrence Benefit 100% -Full Benefit Cancer -Heart Attack -Stroke -Coronary Artery Bypass Graft Recurrence Benefit 25% -Partial Benefit Cancer

For full plan details, please review the plan documents.

HOSPITAL INDEMNITY DOCUMENTS

HOSPITAL INDEMNITY BENEFIT
What is it?	Similar to Accident and Critical Illness Plans, Hospital Indemnity provides a lump-sum benefit to use for expenses related to a hospital stay.
What is covered?	Expenses covered include hospital admission, hospital confinement, lodging, transportation and more.

For full plan details, please review the plan documents.

GENOMIC LIFE DOCUMENTS

BENEFIT
Monthly Program Pricing	Member Under Age 50: $18.00 50-64: $22.00 65+: $26.00 Spouse Under Age 50: $18.00 50-64: $22.00 65+: $26.00
Overview	Genomic Life is a transformative benefit program that combines the power of advanced DNA testing with the personalized support of expert cancer care resources. Enrollment in Genomic Life can help you prevent and manage cancer more effectively with specialized services not typically made available or covered by health insurance. Watch the video to learn more: Genomic Life
Services	Hereditary Risk Screening Test Cancer Information Line Medical Records Platform Cancer Support Specialists Expert Pathology Review On-Site Nurse Advocate Comprehensive Genomic Profiling Clinical Trial Explorer Financial Navigation

For full plan details, please review the plan documents.

401(k) RETIREMENT SAVINGS DOCUMENTS

401(k) RETIREMENT SAVINGS BENEFIT
Can I track my account online?	Yes, at www.principal.com.
Who Do I Contact for Information?	Nyemaster Goode's 401(k) retirement plan is administered through Principal. For additional information, please contact Principal at www.principal.com

For full plan details, please review the plan documents.

PET INSURANCE DOCUMENTS

PET INSURANCE BENEFIT
Overview of Pet Insurance Benefits	You have an unbreakable bond with your pet which is why our coverage eliminates the stress, heartache, and uncertainty associated with unexpected events. When your pet gets sick or injured, they can get treatment they need, when they need it. Use any licensed veterinarian in the US or Canada - including specialty and emergency clinics Exclusive employee discount on a Best Benefit plan Optional coverage for routine care Around the clock support from the 24/7 pet helpline Easy claims submission Self-service through our mobile app
How to Enroll	By Phone: call 888-984-8700 Online: visit www.petsbest.com/NGPCPETS Reference Discount Code: NGPCPETS
How It Works	1. Attend to Your Pet When your pet gets sick or injured, they can get treatment from any licensed veterinarian in the US or Canada. 2. File a Claim You can easily file a claim through our app or online, and you don’t need to send us medical records unless we ask for them. 3. Easy Reimbursement Your reimbursement can be conveniently and easily deposited directly into your bank account, so you never have to wonder where your money is.

For full plan details, please review the plan documents.

RETIREE PLAN DOCUMENTS

RETIREE COVERAGE PLANS

RETIREE HEALTH INSURANCE
Medical Services Coverage	Wellmark’s Retiree Health Insurance program helps pay for health care costs and some services not covered by Medicare, such as deductibles, copays and coinsurance.

WELLMARK BLUE DENTAL IN-NETWORK SERVICES	75 PLAN	100 PLAN
Preventive Services	Covered at 80%	Covered at 100%
Deductibles	$75 Individual $150 Family	$100 Individual $200 Family
Basic Services*	Covered at 50%	Covered at 80%
Major Services*	Not Covered	Covered at 50%
Annual Maximum	$1,000	$1,000
Orthodontic	Not Covered	Not Covered
MONTHLY PREMIUM	$22.50	$39.50

* Waiting periods apply. See plan documents for details.

AVESIS VISION & HEARING

IN-NETWORK SERVICES

100 PLAN

130 PLAN

Eye Exam

1 every 12 months

$10 copay

Eyeglass Frames*

1 every 24 months

In-network:

Up to $100 allowance

In-network:

Up to $130 allowance

Eyeglass Lenses * **

1 every 12 months

In-network:

Single vision-$25

Bi-focal-$25

Tri-focal-$25

Lenticular-$25

In-network:

Single vision-$10

Bi-focal-$10

Tri-focal-$10

Lenticular-$10

Contact Lenses * **

1 every 12 months

Conventional In-network:

Up to $110 allowance

Medically Necessary In-network:

Plan pays 100% after $0 copay

Conventional In-network:

Up to $110 allowance

Medically Necessary In-network:

Plan pays 100% after $0 copay

Hearing Test

1 every 24 months

$0 - hearing screening

Up to $48 - comprehensive hearing exam

MONTHLY PREMIUM

$9.78

$15.90

*Charges for lenses, frames, and contact lenses above the available benefit will be the responsibility of the participant.

**Plan allows only lenses or contacts within the calendar year not both.

HAVE BENEFIT QUESTIONS?

Contact your TRUEAdvocate Team

Phone: (888) 655 - 9980

Hours: Mon - Fri - 7:30 am to 5:00 pm CT

This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.

EMPLOYEE ASSISTANCE
PROGRAM

2025 EMPLOYEE ASSISTANCE PROGRAM (EAP)

Nyemaster Goode is committed to the overall well-being of our employees and your covered dependents. Our Employee Assistance Program (EAP), administered through Employee & Family Resources (EFR), includes 24/7 services.

For full plan details, please review the plan documents.

EAP DOCUMENTS

EMPLOYEE ASSISTANCE PROGRAM (EAP)
Who is eligible?	The EAP is available to: All employees AND members of your household You are not required to be enrolled in a medical plan.
Is it confidential?	YES. You have confidential access to experienced clinicians and professional staff.
When can I access?	24 hours per day
What types of issues can the EAP help me with?	Work stress, family and personal relationships, emotional or mental health, work and life balance, substance abuse, financial or legal concerns, and personal growth and development. Please see the Informational Brochure under Plan Documents for more information.

CONTACT TODAY!
CALL	800-327-4692
LOG IN ONLINE	www.efr.org

CONTACT TODAY!

CALL

800-327-4692

LOG IN

ONLINE

www.efr.org

HAVE BENEFIT QUESTIONS?

Contact your TRUEAdvocate Team

Phone: (888) 655 - 9980

Hours: Mon - Fri - 7:30 am to 5:00 pm CT

This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.

DOCUMENTS & NOTICES

2025 ENROLLMENT

• Benefits Presentation

• Enroll Online

ANNUAL LEGAL NOTICES

• 2025 Annual Required Notices

HR FORMS

• Monthly Minute Communication

BENEFIT FORMS

• Medical Insurance Waiver Form

• Healthcare FSA Reimbursement Form

• Dependent Care FSA Reimbursement Form

• Voluntary Life Evidence of Insurability Form

• Voluntary STD Evidence of Insurability Form

• Voluntary LTD Evidence of Insurability Form

• Basic Life/ADD Conversion Form

• Basic Life/ADD Conversion Rate Table

• Supplemental Life Portability Form

MEDICAL

• Traditional PPO Plan SBC

• Traditional HMO Plan SBC

• HDHP with HSA PPO Plan SBC

• HDHP with HSA HMO Plan SBC

• Traditional PPO Plan SPD

• Traditional HMO Plan SPD

• HDHP with HSA PPO Plan SPD

• HDHP with HSA HMO Plan SPD

DENTAL & VISION

• Dental Low Plan Benefit Summary

• Dental Low Plan Certificate of Coverage

• Dental High Plan Benefit Summary

• Dental High Plan Certificate of Coverage

• Vision Benefit Summary

• Vision Certificate of Coverage

FSA & HSA

• FSA Summary Plan Description (SPD)

• FSA FAQ

• FSA Brochure

• FSA Flyer

• Dependent Care FSA Brochure

• HSA Guide

• HSA FAQ

• HSA Flyer

LIFE INSURANCE

• Life & AD&D Benefit Summary

• Voluntary Life Plan Summary

• Life & AD&D Certificate of Coverage

• OnCall Travel Assistance

• How to File Your Claim

• Voluntary Life Evidence of Insurability Form

LONG-TERM DISABILITY (LTD)

• Group LTD Benefit Summary

• Group LTD Certificate of Coverage

• How to File Your Claim

ACCIDENT

• Benefit Highlights & Monthly Premiums

• Voluntary Enrollment Form

• Accident Certificate of Coverage

• Accident Schedule of Benefits

CRITICAL ILLNESS

• Benefit Highlights

• Monthly Premiums

• Critical illness Certificate of Coverage

• Critical illness Schedule of Benefits

• Voluntary Enrollment Form

HOSPITAL INDEMNITY

• Benefit Highlights & Monthly Premiums

• Voluntary Enrollment Form

• Hospital Indemnity Certificate of Coverage

• Hospital Indemnity Schedule of Benefits

GENOMIC LIFE

• Genomic Life Plan Summary

• Genomic Life Guide Summary

• Genomic Life Program Flyer

• Genomic Life: Start your Journey

• Genomic Life: Video Library

• Hereditary Screening Process Overview

• Genomic Life Brochure

RETIREMENT PLAN

• Retirement Plan

RETIREE COVERAGES

• Retiree Coverage Brochure

• Retiree Insurance Overview

• Retiree Dental Plan

• Retiree Vision & Hearing

• Retiree Application

EMPLOYEE ASSISTANCE PROGRAM

• EAP Informational Brochure

PET INSURANCE

• Pets Best Plan Overview

• Pets Best Benefit flyer

• Pets Best Wellness flyer

• Pets Best FAQs

HAVE BENEFIT QUESTIONS?

Contact your TRUEAdvocate Team

Phone: (888) 655 - 9980

Hours: Mon - Fri - 7:30 am to 5:00 pm CT

This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.

NEED HELP?

MEDICAL CARRIER

Wellmark
Plan ID: 17247
Phone: 800-524-9242
Website: https://www.wellmark.com

DENTAL CARRIER

Delta Dental
Plan ID: 33258
Phone: 800-544-0718
Website: http://www.deltadentalia.com

VISION CARRIER

Delta Vision of IA
Plan ID: 1-33258-5
Phone: 800-544-0718
Website: http://www.deltadentalia.com

FSA CARRIER

Voya
Phone: 833-232-4673
Website: https://www.voya.com

HSA CARRIER

Voya
Phone: 833-232-4673
Website: https://www.voya.com

LIFE INSURANCE CARRIER

Reliance Standard
Plan ID: GL 159442
Phone: 913-253-4803
Website: http://www.reliancestandard.com/home

ACCIDENT CARRIER

Reliance Standard
Phone: 913-253-4803
Website: https://www.reliancematrix.com

DISABILITY CARRIER

Reliance Standard
Plan ID: GL 159442
Phone: 913-253-4803
Website: http://www.reliancestandard.com/home

EAP CARRIER

Employee & Family Resources (EFR)
Phone: 800-327-4692
Website: www.efr.org

CANCER CARRIER

Genomic Life
Phone: 844-694-3666
Website: https://genomiclife.com

HOSPITAL INDEMNITY CARRIER

Reliance Standard
Phone: 913-253-4803
Website: http://www.reliancestandard.com/home

CRITICAL ILLNESS CARRIER

Reliance Standard
Phone: 913-253-4803
Website: http://www.reliancestandard.com/home

PET INSURANCE CARRIER

Pets Best
Phone: 888-984-8700
Website: https://www.petsbest.com

401(K) RETIREMENT SAVINGS CARRIER

Principal
Phone: 800-547-7754
Website: https://www.principal.com

DOCTOR ON DEMAND CARRIER

Doctor on Demand
Phone: 800-997-6196
Website: www.doctorondemand.com.

HAVE BENEFIT QUESTIONS?

Contact your TRUEAdvocate Team

Phone: (888) 655 - 9980

Hours: Mon - Fri - 7:30 am to 5:00 pm CT

This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.

BENEFITS EDUCATION

BENEFITS BASICS

PRESCRIPTION DRUGS & WISE CONSUMER OF HEALTHCARE

MEDICAL

DENTAL & VISION

HEALTH SAVINGS ACCOUNT (HSA)

FLEXIBLE SPENDING ACCOUNT (FSA)

LIFE & SUPPLEMENTAL

DISABILITY INSURANCE

ADDITIONAL SUPPLEMENTAL

EMPLOYEE ASSISTANCE & WELLNESS

ADDITIONAL COVERAGES

FINANCIAL BENEFITS

HAVE BENEFIT QUESTIONS?

Contact your TRUEAdvocate Team

Phone: (888) 655 - 9980

Hours: Mon - Fri - 7:30 am to 5:00 pm CT

This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.

ENROLL TODAY!

ENROLL IN YOUR BENEFITS

Enrolling in your benefits or changing your existing enrollment is as easy as online shopping.

EDUCATE

Review your benefit options.

EVALUATE

Review available benefit options for the year.
Use carrier resources and tools to make decisions.

ENROLL

Enroll Online: Ultipro.com
Enroll by Phone: 888-655-9980
Review your benefit options.

ENROLL NOW

HAVE BENEFIT QUESTIONS?

Contact your TRUEAdvocate Team